We've all been there: The bills are piling up, there's too much month left and not enough money, and the kind of credit card offers you get tend to feature words like "secured Visa" and "19 percent APR." And there's your kid, all shining and pristine without a mark on his credit report….why not just send in one of those offers in his name?
Ok, I have never been quite that desperate/skeevy. I'd guess the rest of you haven't either. But it's apparently not all that uncommon for parents or stepparents to "borrow" their child's identity to get credit in their name. Often, the fraud isn’t discovered until the child applies for a job, drive's license or their own credit, only to discover decades-old debts they never ran
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