Real-Time Internet Processing

         If most of your business is conducted on the Internet, Real-Time processing is the way to go. When your customer is finished shopping and is ready to pay, they simply click on your "Checkout" link and are switched to a secure page where they type in their credit card information. In about 3-5 seconds a message will then appear on their monitor showing whether their card has been accept or declined. Two days later the money will arrive in your business checking account. Real-Time providers will provide you with an online database containing all of your credit card transactions which makes month-end accounting and balancing simple. Real-Time processing is a good solution for those who plan on having a lot of transactions daily. Real-Time processing helps to automate your payment acceptance process, unlike in Retail establishments where entering in credit card information must be done manually. Most Real-Time solutions are coupled with a "Virtual Terminal" that allows you to process MOTO orders manually via your web browser from any location that has access to the Internet. You're basically getting a 2-in-1 solution for the same price. 

Real-Time purchase prices usually range from around no cost to $200. The pricing greatly depends on how much the Merchant Account Provider wants to profit off of a Real-Time sale.